For the smashed beans, place soaked beans, onion, tomatoes, garlic powder, cumin and oregano in a pot with 5 cups of water. Bring to a boil, then reduce heat and let simmer. Cook, stirring occasionally, for 1 hour and 10 minutes until beans are soft and smooth in texture. Smash roughly with potato masher. Stir in canola oil, chipotle, cilantro, salt and pepper. Beans will keep well, covered and refrigerated, for 2 to 3 days.
Prepare brown rice following package directions.
Whisk crèma ingredients. Refrigerate for 30 minutes.
Stir salsa ingredients. Let stand for 30 minutes.
Whisk eggs and salt in a large bowl. Coat a large sauté pan with half the oil and set over medium-high heat. Add chorizo. Cook for 1 minute. Add 1 cup pico, half the scallions and 1 tsp chili flakes. Cook for 2 minutes, stirring often. Scrape into a bowl. Pour remaining oil and eggs in pan and set over medium heat. Cook, stirring with a wooden spoon, until soft-scrambled. Fold in cheese with chorizo-salsa mixture. Remove from heat.
Serve scramble with rice and beans. Top with salsa, scallions and cilantro. Drizzle with cilantro crèma. Add tortilla chips. Serve immediately.